The Larger Catechism
Question 73
73.      Q. How doth faith justify a sinner in the sight of God?
A. Faith justifies a sinner in the sight of God, not because of those other graces which do always accompany it, or of good works that are the fruits of it,[304] nor as if the grace of faith, or any act thereof, were imputed to him for his justification;[305] but only as it is an instrument by which he receiveth and applieth Christ and his righteousness.[306]
Scriptural Defense and Commentary
[304] Galatians 3:11. But that no man is justified by the law in the sight of God, it is evident: for, The just shall live by faith. Romans 3:28. Therefore we conclude that a man is justified by faith without the deeds of the law. [305] Romans 4:5. But to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness. Romans 10:10. For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation. [306] John 1:12. But as many as received him, to them gave he power to become the sons of God, even to them that believe on his name. Philippians 3:9. And be found in him, not having mine own righteousness, which is of the law, but that which is through the faith of Christ, the righteousness which is of God by faith. Galatians 1:16. To reveal his Son in me, that I might preach him among the heathen; immediately I conferred not with flesh and blood.
Introduction
If the believer is not careful in stating his understanding of justification by faith, he can easily imply that his faith itself justifies. That is, the strength (or virtue) of our faith justifies us. It is similar to saying, “My act of believing is the cause and ground of my justification.†William Pope, a very competent Arminian, argued that for a believer “his faith is counted for righteousness.â€[1] John Miley says that “faith itself, and not its object, that is thus imputed†as the righteousness.[2] Justification by faith was somehow related to righteousness. In explaining this, these Arminians did not want it to be Christ’s imputed righteousness.[3] Many of them simply ended up arguing that faith itself was the righteousness. At some points, it is difficult to understand how they explained this but what becomes crystal clear is the denial of Christ’s imputation of righteousness. Faith was not the means of justification but the ground for these Arminians.
For this reason, we must be give this particular question careful consideration. The Westminster divines clearly saw (or foresaw) how all this could be misunderstood — this question carefully answers what later would become a problem. [I have not done enough research to see if certain individuals advanced what the Arminians later taught (though Arminian thinking was already soundly refuted in 1618-19). The Confession was finalized in 1646. Question 73 seems to have in mind a specific error but I have not verified as of yet.]
Accompanying Graces do not Justify
The answer states, “Faith justifies a sinner in the sight of God, not because of those other graces which do always accompany it, or of good works that are the fruits of it…†This part of the answer carefully lists the two ways faith does not justify. The other graces which accompany faith, like hope, charity, etc. do not justify. The various “other graces†would be the “fruits of the Spirit†in Gal. 5:22, 23. Peter speaks of adding to faith in 1Peter 1:5-7. Nowhere does it ever say that love itself justifies, or that our joy, peace, patience, etc. justifies. Our repentance, which flows from faith, also does not justify.
Gal. 5:6 says, “For in Christ Jesus neither circumcision nor uncircumcision counts for anything, but only faith working through love.†This has been the locus classicus for Roman Catholics to refute sola fide. It seems clear that we are not justified by faith alone but instead are justified by “faith working through love†(πίστις διʼ ἀγάπης á¼Î½ÎµÏγουμÎνη). Therefore, the Westminster divines err by saying “not because of those other graces which do always accompany†faith. Are they correct?
In interpreting passages, we must always consider the context. This verse is in the context of refuting those who boast in circumcision. Paul is saying being or not being circumcised is nothing. What matters is “faith working through love.†Is he speaking of justification? The context seems to suggest that.  One commentator says, “The faith which operates through love is clearly the same as the faith which justifies.â€[4] At the same time, this author says, Paul “is saying simply that the faith which justifies is of such a nature that it will express itself through love.†That is, though faith alone justifies, it also expresses itself in love. By faith alone are we justified but this faith does more. as one author tersely summarized the verse with this maxim, “faith as root and love as fruit.â€[5] So the New Living Translation pretty much got it right by translating it as “faith expressing itself in love.†Love is always the fruit, the fruit of the Spirit (v. 22) for those justified by faith.[6]
An illustration may help here. Electricity alone powers my router; nothing else can. Yet, electricity does far more than power my router — it warms my electric blanket, heats my electric heater, spins my blender, etc. Similarly, faith alone is the means of justification, yet faith does many other things. Thomas Schreiner says, “The participle ‘working’ (á¼Î½ÎµÏγουμÎνη) should be construed as a middle here, so that faith is the root and love is the fruit.†That is, love is the fruit of faith which is precisely what Paul teaches in Ga. 5:22, “where love is the fruit of the Spirit, and therefore those who trust in Christ and embrace him as Lord show that faith in love.â€[7]
We must not overlook the immense practical matters related to this theological observation. This is much more helpful than we can imagine. If we are justified by God’s grace through faith alone and these accompanying graces do not in the least justify, then we may be justified without joy, peace, etc. Though these graces are essentially connected to faith, we may not sense them. Some believers have thought their sense of being accepted, their experience of God’s peace, their felt sense of joy, etc. are the grounds of their justification. How can I be right with God if I don’t “feel†peace, joy, patience, etc.? These graces accompany faith but they do not justify. I believe in the Lord Jesus Christ; God justifies me as I humbly believe in His Son for my salvation, etc. To be declared forgiven, righteous on account of Christ’s imputed righteousness, are forensic acts and not necessarily felt experiences (though these do most often accompany it).
Good Works that are the Fruits of Faith do not Justify
Furthermore, “good works that are the fruits†of faith do not justify. Good works are always “fruits†and not the grounds of our justification. If we are truly justified, we will bear fruit and good works are themselves evidences, the fruits of our justification. As Paul said, “Therefore we conclude that a man is justified by faith without the deeds of the law.†(Rom. 3:28) Paul’s statement is pitted against specific obedience to the law of God revealed in the OT (in particular, the Torah). That is what “deeds of the law†means. When it comes to justification, works of the law do not play any role. The “good works†that accompany those who are justified do not contribute to justification.
Major detractors to this interpretation have gained a hearing. N. T. Wright says that Paul is concerned with ecclesiology and not soteriology. So “Paul’s point in the present passage is quite simply that what now marks out the covenant people of God, in the light of the revelation of God’s righteousness in Jesus, is not the works of Torah that demarcate ethnic Israel, but ‘the law of faith,’ that faith that, however paradoxically, is in fact the true fulfilling of Torah.†He states that Paul is stressing “the badge of membership in God’s people, the badge that enables all alike to stand on the same, flat ground at the foot of the cross, is faith.â€[8] This seems convoluted because it imports what is not present in the context. Remember, Jews have sought to establish their own righteousness (Rom. 10:3). Christ is “the end of the law for righteousness to everyone who believes†(Rom. 10:4). Many scholars have risen up to refute N. T. Wright. His innovative (and heretical) interpretation does not only destroy the biblical doctrine of justification by faith alone but it will also kill the life and soul of the church because his focus on ecclesiology is nothing more than externalism. Much more could be said but that cannot engage our present attention. It will not do you any good to read N.T. Wright.[9]
The Act of Faith is not Justification
The divines also state, “nor as if the grace of faith, or any act thereof, were imputed to him for his justification.†As mentioned in the beginning, the divines shut the door in attributing the act of faith as the ground of our justification. Vos summarizes the mistake in this way, “Abraham did not have a perfect righteousness, such as God originally required of men, but he did have faith, and so God graciously accepted faith as a substitute for righteousness.†(Vos, 163) Additionally, the phrase “any act thereof†would probably include repentance, sorrow, etc. (those things mentioned above). Faith itself or any kinds of acts we might perform (whatever that might be), etc. are not substituted for our righteousness. God does not say, “You don’t have good deeds but do something, like believe, and I’ll accept you as righteous.â€
Imputing faith for one’s justification is plausible given Rom. 4:3: “Abraham believed God, and it was counted to him as righteousness.†This verse sounds like God is accepting the act of believing as a substitute for what Abraham couldn’t do and thus counting it as done. But as Douglas Moo says,
But if we compare other verses in which the same grammatical construction as is used in Gen. 15:6 occurs, we arrive at a different conclusion. These parallels suggest that the “reckoning†of Abraham’s faith as righteousness means “to account to him a righteousness that does not inherently belong to him.†Abraham’s response to God’s promise leads God to “reckon†to him a “status†of righteousness.[10]
Paul makes it clear in v. 4 that this gift of righteousness is not what is earned or what is due on account of works (“Now to the one who works, his wages are not counted as a gift but as his due.â€). So the interpretation of v. 3 (i.e., making the act of believing the merit, basis, and the ground of one’s righteousness) would contradict the teaching of v. 4. NT scholars have noted that many of the Jews believed Abraham faith was Abraham’s obedience to God and regarded as a work for which God owed him a reward.[11] Paul would have been very aware of that and vv. 3, 4 contradict the received Jewish opinion. To locate merit in the believer (his act of believing) would destroy Paul’s argument. Bavinck puts it well:
If faith justified on account of itself, the object of that faith (that is, Christ) would totally lose its value. But the faith that justifies is precisely the faith that has Christ as its object and content. Therefore, if righteousness came through the law, and if faith were a work that had merit and value as such and made a person acceptable to God, then Christ died for nothing (Gal. 2:21). In Justification faith is so far from being regarded as a ground that Paul can say that God justifies the ungodly (Rom. 4:5).[12]
The Westminster divines obviously wanted to close the door on any and all kinds of imagined human activities that could be used to claim merit. Any act, whatever that might be, cannot imputed for one’s justification. The faith that justifies has not merit in itself. This is a wonderful blessing. Faith must always look outside itself and never to itself. Too often people look in to see if they have “enough†faith, piety, repentance, sorrow, passion, zeal, etc. No act, even faith (if we trust in it), can justify.
Faith is an Instrument
This last clause explains the function of faith. Faith is not itself a meritorious work but it is only an instrument by which we receive Christ: “but only as it is an instrument by which he receiveth and applieth Christ and his righteousness.†How does faith justify a sinner? Faith is only an instrument — it looks beyond itself to Christ to receive Him. We have already noted that justifying faith is a saving grace (LC #72) — it is produced by the work of the Spirit. When He works that faith in us, we look to Christ by faith and receive Him and all of His benefits. Thomas Watson summarizes it well: “The dignity is not in faith as a grace, but relatively, as it lays hold on Christ’s merits.â€[13]
[1] William Pope, A Compendium of Christian Theology (New York: Hunt & Eaton, nd), 2:408.
[2] John Miley, Systematic Theology, 2:319.
[3] Cf. Adam Clarke, Christian Theology (London: Printed for Thomas Tegg & Sons, 1835), 154ff.; Henry C. Sheldon, System of Christian Doctrine (Cincinnati: Jennings & Graham, 1903), 445ff.
[4] Ronald Y. K. Fung, The Epistle to the Galatians (NICNT; Accordance electronic ed. Grand Rapids: Eerdmans, 1988), 229.
[5] Loosely following F. F. Bruce in Gerald L. Borchert, in Galatians, Cornerstone Biblical Commentary, vol. 14 (Carol Stream: Tyndale House Publishers, Inc., 2007), 316, loosely follows or cites F. F. Bruce. Bruce says, “faith is viewed as the root, love as the fruit.â€
[6] Cf. F. F. Bruce, Commentary on Galatians, New International Greek Testament Commentary (Grand Rapids: William B. Eerdmans Publications Company, 1982), 233.
[7] Thomas R. Schreiner, Galatians, ZECNT (Grand Rapids: Zondervan, 2010), 317. “Middle†voice indicates that the subject is the one acting and in this instance, it is “working itself†(almost like a reflexive verb).
[8] N. T. Wright, Romans, The New Interpreter’s Bible, vol. 10 (Nashville: Abingdon Press, 2002), 482.
[9] Some mature believers are gifted enough to work through Wright’s writings without being infected by his thinking. He is not a safe guide though at times he can be insightful and helpful. He has fundamentally reshaped Pauline theology and in turn historic theology. I grow more and more impatient with his writings as he pushes his agenda throughout his publications.
[10] Douglas J. Moo, The Epistle to the Romans, NICNT (Grand Rapids: Eerdmans, 1996), 262.
[11] See Moo cited above.
[12] Herman Bavinck, Reformed Dogmatics, 4 vols. (Grand Rapids, MI: Baker Academic, 2008), 4:211.
[13] Thomas Watson, A Body of Divinity (Grand Rapids: Sovereign Grace Publishers, nd),158.
Proverbs 6:6-11
Proverbs 6:6-11
The father has spoken about finances in some measure in vv. 1-5. Now he urges his son to be industrious. The father is concerned about the way his son uses his money and time. These two things (along with what follows after) greatly affect a man.
6:6-8 — 6 Go to the ant, O sluggard; consider her ways, and be wise. 7 Without having any chief, officer, or ruler, 8 she prepares her bread in summer and gathers her food in harvest.
Though we may know more than the beasts, yet the smallest of insects can teach us. The young sluggard is bidden to go to the ant to learn. The ants have no one goading them on and yet they get all their work done and acquire all their necessities (30:25, “… the ants are a people not strong, yet they provide their food in the summer…â€). If we reflect on their behavior and heed their industry, we will be wise (“consider her ways, and be wiseâ€).
The father addresses a pupil who is perhaps not a sluggard but one who may easily become one (Hubbard). Remember, we can lose all that we have by chasing a wicked woman (5:7-10) as well as putting up security for someone (6:1-5). The other way we can come to impoverishment is sheer laziness.
6:9-11 — 9 How long will you lie there, O sluggard? When will you arise from your sleep? 10 A little sleep, a little slumber, a little folding of the hands to rest, 11 and poverty will come upon you like a robber, and want like an armed man.
Not only must the sluggard consider the God’s creatures but he is also exhorted to awake from his slumber. It is said by some that the most unproductive tend to sleep the most. Sleeping too long is often a symptom of laziness (all things being equal). Lawson says, “It is a shame for men to give up to sleep a third part of their time, but it is not less so to spend our waking hours in doing nothing, or in doing what is as unprofitable.†(Lawson)
Verse 10 is the sage’s observation. A little bit of all of these things can only lead to one thing. The sluggard may defend his “little†sleep, slumber, and folding of his hands to rest. This may be his response to the question of How long? Just a little bit more! “The lazy person says they just want a ‘little sleep,’ but we suspect that little nap will become a long sleep to avoid work necessary to sustain life.†(Longman)
This indolence has consequences. Poverty will come upon them quickly. The phrase “armed man†may better be translated as “beggar†or “insolent man.†“The house of the sluggard is the haunt of poverty, and it comes not like an invited guest, whose visit is expected, but like a traveler, whose approach is unforeseen. It comes like an armed man, and gains an easy victory over the naked and slumbering sluggard.†(Lawson) “The doom of the sluggard travels swiftly and is inevitable. While he slumbers inertly, Poverty is coming on apace, drawing nearer to him every moment; and when it comes, it falls upon him like an armed man…from whom there is no escape.†(Perowne)
The opposite of this is hard work; to be busy and productive. “Hard work ought to be the normal routine of us who serve a carpenter-Christ, who follow the lead of a tentmaker-Apostle, and who call ourselves children of a Father who is still working (John 5:17).†(Hubbard)
Some Lessons
1. Believers should be busy and productive. Our culture is too preoccupied with pleasure and entertainment. TV, internet, games, outings, etc. may all have their legitimate place but they must not take a large part of our time or impede the proper and productive use of our time.
2. This is not arguing against legitimate sleep.
3. Christians have been known to be productive. It has been said that Christ’s work in the hearts of men and women have often freed men from their waste (drunkenness, gambling, prostitutes, sinful entertainment, etc.)
4. “The idle man is bad, but the mischievous man is still worse; but indeed it generally happens, that he who is enslaved by the one of these vices, becomes in process of time the slave of the other also.†(Lawson)
5. “Laziness is a breach of love. It refuses to carry its own weight let alone help with the loads of the rest of us who plod along supporting our young, our aged, our infirm. We have no surplus energy to carry those who can walk and will not.†(Hubbard)
On the Sluggard and Hard Work in Proverbs[1]
Proverbs has strong words against laziness. Laziness leads to poverty (10:4) and at best, it will lead him to forced labor (12:24). His worthless pursuits (or frivolity) show that he lacks sense (12:11) and they will lead him to poverty (28:19). Not only worthless pursuits but mere talk will also lead to poverty (14:23) and hunger (19:15). This suggests that the man may be busy and talk much about all that he is doing and intends to do but at bottom, he is bone lazy and wants a quick gain — it can only lead to poverty because it is without wisdom and not God’s way. His way is “like a hedge of thorns†(15:19) and is a “brother to him who destroys†(18:9).
Sleeping when he should work will bring shame (10:5) and his slothfulness “casts into a deep sleep†(19:15). They should not love sleep (20:13) but as it is, “As a door turns on its hinges, so does a sluggard on his bed.†(26:14) He will not plow when he needs to (20:4) though he will look for food in the harvest but will find nothing (20:4). Yet, he is “wiser in his own eyes than seven men who can answer sensibly.†(26:16)
The sluggard is so lazy that he “buries his hand in the dish†and won’t “even bring it back to his mouth†(19:24) for “it wears him out to bring it back to his mouth†(26:15). His hand refuses to work (21:25). The sluggard won’t even roast his game (12:27) nor will he get what he desires (13:4). He will have all kinds of excuses and says things like, “There is a lion outside! I shall be killed in the streets!†(22:13; 26:13). Indeed, “the desire of the sluggard kills him†(21:25).
24:30-34, “I passed by the field of a sluggard, by the vineyard of a man lacking sense, and behold, it was all overgrown with thorns; the ground was covered with nettles, and its stone wall was broken down. Then I saw and considered it; I looked and received instruction. A little sleep, a little slumber, a little folding of the hands to rest, and poverty will come upon you like a robber, and want like an armed man.†(cf. 6:6-11)
But we are strongly encouraged to work hard. The wise gathers (10:5) and opens his eyes instead of sleeping (20:13). Working our land will allow us to have what we need (12:11) and hard work can lead to wealth (“…the hand of the diligent makes rich.†[10:4; cf. 12:27; 13:4; 28:19]) and may enable the person to rule (12:24). His diligence and skill will elevate him: “Do you see a man skillful in his work? He will stand before kings; he will not stand before obscure men.†(22:29)
We are taught that “in all toil there is profit†(14:23). Though we may not become rich through diligence, careful planning, etc. we will have enough. This principle must be fixed in our minds. We are to be like the woman in Proverbs 31. “She looks well to the ways of her household and does not eat the bread of idleness.†(31:27) We will have enough when we work (because the Lord does not let the righteous go hungry, 10:3). The same principle and encouragement can be found with greater clarity in 27:23-27: “Know well the condition of your flocks, and give attention to your herds, for riches do not last forever; and does a crown endure to all generations? When the grass is gone and the new growth appears and the vegetation of the mountains is gathered, the lambs will provide your clothing, and the goats the price of a field. There will be enough goats’ milk for your food, for the food of your household and maintenance for your girls.†One commentator says this: “It may well be a warning not to let the pressures of urbane activities and the lure of get-rich-quick schemes seduce attention from the enduring and indispensable tasks of feeding and clothing one’s household and providing ‘nourishment’ for one’s helpers.†(Hubbard) Waltke adds, “To involve himself fully and personally with his sources of income will take the energy, discipline, kindness, shrewdness, and other virtues bestowed by wisdom.â€
That is the point of all this — wisdom shows itself in a person’s industrious ways. Though we are exhorted not to trust in riches (11:28) yet we are also taught that diligence will make rich (10:4). God blesses the efforts of the righteous and adds no sorrow to it (10:22, more on this when we come to it). But how does one do this? Wisdom enables one to be industrious and helps the person to prepare. These things do not simply come to us — in Proverbs, they are the expressions of wisdom as well as the effects of wisdom in a person’s life. He has a proper view of work and wealth (not like 18:11, “A rich man’s wealth is his strong city, and like a high wall in his imagination.â€) The point of these verses is not, “Just work hard. Do it!†Rather, show wisdom (rooted in our Lord) in the area of your vocation. Proverbs teaches us what wisdom looks like when it comes to work and planning. Mere work is not the expression of wisdom; rather, work done with an eye to God’s glory is wisdom at work.
Some Questions
•Do these verses teach that all who are poor brought it upon themselves?
•Does it teach us that some of the poor brought it upon themselves?
•What does this teach about sleep? Leisure?
•Our generation fears being a “workaholic.†Do these verses have anything to say?
•It is easy to accuse the “other†person who is in a desperate situation of being slothful (that is, their “sloth†or folly brought it upon themselves). Where does compassion come in?
•Are all industrious people wise? Explain. Or, are all poor people fools?
•Is “poverty†related to morality? To wisdom? Explain.
[1] The list of these verses can be found in Longman, 561-562.